A personal injury claim can be a really tricky and complicated process. In fact, although most people believe they can handle their personal injury claims on their own, statistics show that people without representation receive 3.5 times less money at the end of their claim. Some personal injury attorneys try to make it sound like having a personal injury claim is equivalent to winning the lottery. The truth is, if you’ve been injured in a car accident, it is the opposite of winning the lottery. However, having an attorney on your side can be a huge advantage to getting the full amount of the money you’re entitled to from the insurance company.
What is Personal Injury?
After a car accident, it is usually inevitable to come out of it with some scratches or bruises. Sometimes the injuries are more serious and require medical treatment. The most common personal injury claims are back and neck injuries, as these parts of your body, are the most vulnerable to the sudden change of movement that a car accident produces. The important part of a personal injury claim, is the medical treatment you receive, and how it is paid for. If the accident was the other party’s fault, you may be entitled to payment for treatment, lost wages, noneconomic damages, as well as other factors that usually only car accident attorneys are aware of.
How Insurance Companies Want to Handle Your Personal Injury Claim
At the beginning of the claim, the insurance company will seem to be on your side and make an offer to pay you for your injuries and medical treatment. The money sounds good at first because you’ve missed time off work, your car needs repairs and the medical bills are piling up. What they don’t tell you is that they are actually offering you the bare minimum, as that is their job. Something else your insurance adjuster may leave out is that they have a team of attorneys on their side, and they know you do not. This makes it easy for the insurance company to make a low ball offer to someone who is vulnerable and doesn’t know all that they are entitled to. In this scenario, having an experienced personal injury attorney will keep you from being bullied and misled by the insurance adjuster. The longer you go without taking their offer (without representation) the more pressure they will put on you to accept the money.
What Does a Personal Injury Lawyer Do?
Your personal injury attorney is an expert on the legal system and can negotiate that leverage with the insurance company to ensure you are receiving the best outcome possible. During your claim, there will be a lot of medical treatments and expenses. Often times at the end of a claim, your insurance company expects to be paid back and will actively pursue that payment. With an attorney, you may reduce or even eliminate medical bills that you wouldn’t have been able to negotiate yourself. Wouldn’t it be nice to just focus on getting healthy and getting your life on track, instead of dealing with all the confusion of the insurance company? When you hire an attorney they do all the legwork in dealing with the insurance companies and keep you informed every step of the way.
Communication is important in these situations, but it is even more important that you are communicating with an attorney who looking out for your best interest, not the insurance adjuster looking out for the insurance company’s bottom line.
Personal Injury Lawyer Fees
Personal injury cases are billed on a contingency fee basis. This means that at the end of your claim, the firm will take 33.3% of your final settlement. We make sure that all the bills are paid, and that we have received the maximum amount of money for you. We believe that even after we have taken our fees and paid all the bills, you will still be better off financially, than if you had tried to take on the claim by yourself. The purpose of a settlement in a personal injury claim is not to make you rich, but instead to make sure that the responsible party’s insurance pays everything that you are entitled to under state law.
There are many twists and turns in the laws that someone who doesn’t have the experience would never know about. Experienced personal injury attorneys can look at several different avenues of coverage, to ensure you are receiving everything you deserve.