Colorado Auto Accident FAQ: How Do I Know If I Need an Attorney?

When it comes to protecting your financial and physical health, hiring an attorney is one of the best decisions you can make after an auto accident. If you’re strapped for cash or short on time, you might be hesitant to call a lawyer. The truth is that you don’t always need an attorney after a car accident, but if you run into trouble, it’s better to hire one early in the process. The alternative is to risk making inappropriate legal decisions that could cost you dearly.

Auto-Accident-AttorneyYour Injuries Are Serious

Hiring an attorney for a bruised leg might not be necessary in the long run. But, if you’re the victim of serious injuries, you need an attorney. Your lawyer can help you determine not only the fair amount to cover your medical bills, but also whether your injuries might continue to cost you money in the form of physical therapy, future health risks, or ongoing disability. A serious injury can affect you for a lifetime, so it’s worth taking the plunge and hiring a lawyer in such a case.

The Insurance Company Is Low-balling You or Giving You the Runaround

If you’re getting grief from the insurance company, don’t try to fight them on your own. If your claim has been denied or you’ve been offered an amount that doesn’t come close to the value of the injury, stop talking to the claims adjuster. The insurance company’s job is to pay out as little as possible, but when you hire a lawyer, it becomes much harder for the insurer to achieve this goal.

There’s a Dispute about Who Was at Fault

If you both receive a ticket or fault hasn’t yet been decided, you’re at a greater risk of being railroaded into an unfair deal – or having your claim denied altogether. A good attorney will ensure that you’re not unfairly assigned blame, and will help you pay for your injuries no matter who’s at fault.

You’re Disabled or Unable to Work

If your injuries are permanently disabling or have interfered with your ability to work, you may be entitled to more compensation. An experienced attorney will ensure that you’re paid for any missed work, as well as any decreased earning power. If you go it alone, it’s unlikely that you’ll get the full value of your lost earnings.

You’re Feeling Pressured

Insurance adjusters are frequently nice at first in the hopes that you’ll take their first offer. If you don’t accept this deal, though, the insurer will steadily increase the pressure. If you need the money now, this pressure can be tempting, as well as overwhelming.

The right lawyer will deal with the insurance company on your behalf, alleviating the burden and stress of a personal injury claim. Your lawyer will also ensure you get your money as quickly as possible, while still maximizing your settlement.

You deserve to recover physically and financially and an attorney can make the difference.   If you are ready to turn over the reins and stop dealing with the insurance company on your own, it’s time to call an expert. Contact one of the experienced Colorado Auto Accident Attorneys at McDivitt Law Firm for a FREE consultation.

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