Two recent news articles really brought to light for me the immense costs associated with caring for our aging population. The first is an article from the Associated Press, which covers the climbing costs of elder care. The other article is from the New York Times, and discusses the Medicare costs associated with nursing homes and nursing home negligence. As the baby boomer population continues to age, and more of our loved ones are put into nursing homes, I think it’s important to discuss what is going on with the elder care industry.
The Social Security Administration (SSA) administers two programs which provide benefits: they are the Social Security disability insurance (SSDI) program and the supplemental security income (SSI) program. Federal law dictates SSDI claims, and states that when applying for SSDI a disability is the “inability to engage in any substantial gainful activity (SGA) by reason of any medically determinable physical or mental impairments which can be expected to result in death or has lasted or can be expected to last for a continuous period of not less than 12 months.” 42 U.S.C. § 416.
According to the Associated Press, the Social Security Administration is giving a tax respite again this year. That is, those individuals who owe on old debts to the Social Security Administration will not have their tax refunds seized to repay those debts.
To the uninitiated, the world of Social Security can feel a bit like Alice’s trip down the rabbit hole into Wonderland – confusing, disorienting, and more than a little frustrating. People who need Social Security often find the number of regulations governing the program impossible to navigate.
Disabilities, just like the individuals who experience them, are unique. While one person might experience a chronic illness that doesn’t interfere with her ability to work, the same illness in a second person could be debilitating. When you file for Social Security Disability, you’ll have to prove not only that you have a medical condition, but that the condition has a disabling effect.
The Patient Protection and Affordable Care Act, also known as “Obamacare,” enacted in 2010, has impacted those applying for Social Security Disability. Most notably though dramatically improved access to health care that disabled people need to make their case when applying for Social Security Disability.
Disability claims are reviewed by a state agency – Disability Determination Services or DDS. More than two-thirds of initial Social Security Disability claims are denied. This might seem discouraging, but the good news is that more than half of those denied are eventually awarded during the appeals process.
The simple answer to the question is yes; however, this statement can be very misleading if you don’t have a good understanding of Social Security standards on this topic. The fact is, if you make more than the maximum allowed for longer than the time frame specified, you will become ineligible for disability benefits. And, unfortunately, the maximum allowed is not very much.
When applying for Social Security disability, it can seem like a never-ending process filled with endless paperwork and long waits. This is one of the reasons our clients benefit from hiring McDivitt. We take care of the “heavy lifting” and utilize our expertise to guide you through the process. However, in some cases, it is important for our clients to begin receiving disability benefits as soon as possible due to the severity of their disability. There is light at the end of a much shorter tunnel in some cases, and it comes in the form of Compassionate Allowances.
While plenty of people attempt to get Social Security Disability Benefits on their own, working with an attorney brings many major advantages.
Social Security Disability applicants make sometimes make mistakes that impair their chances of getting the help they need and deserve. Avoid these common mistakes.
To help better explain the process of applying for and being awarded Social Security Disability and Supplemental Security Income, McDivitt team members are holding another free program in Arapahoe County. This time it will be at the Southglenn Public Library on November 19, 2013. The program will cover all of the following topics, and more:… Read more »
To help better explain the process of applying for and being awarded Social Security Disability and Supplemental Security Income, McDivitt team members are holding a free program at the Eloise May Library in Arapahoe County on November 5, 2013. The program will cover all of the following topics, and more: Understanding the difference between Social… Read more »
The Social Security Administration publishes most of the information you need to start your SSDI or SSI application. See these links below for answers to some of the most common questions about applying for social security disability benefits. If you have questions or need help in applying for benefits or appealing the denial of your… Read more »
A terminal illness can often leave sick individuals unable to work or financially care for themselves. Under these circumstances, Social Security Disability Benefits can be a lifeline for attaining everyday needs; however, getting approved to receive such benefits in a timely manner has proven difficult for many in the past. An article from The Star… Read more »
Feb. 1, 2013 The Social Security Administration (SSA) recently announced that it would be expanding a program that allows those suffering from certain debilitating diseases to have their Social Security Disability benefits claims processed through a fast-track system. According to a statement from SSA Commissioner, Michael J. Astrue, the program allows those with a condition… Read more »
Dec. 12, 2012 In an effort to improve the speed in which Social Security Disability Benefits claims are approved, the federal government recently broadened a program fast tracking approval for certain conditions. According to an article from The Oregonian, the changes came following a rising number of claims for benefits during the past few years…. Read more »
Oct. 19, 2012 The Social Security Administration announced this week that recipients would receive a slight increase in benefit payouts over the next year. An article from FOX 28 News reported social security benefits would see a 1.7 percent increase beginning in January, down from the 3.6 percent increase last year. This means the more… Read more »
Sept. 24, 2012 The US Senate recently released a report stating that the federal government improperly awarded Social Security Disability benefits in more than a quarter of the cases examined between 2006 and 2010. FOX News claims the report found overpayments estimated to have cost American taxpayers millions of dollars. The Senate committee that conducted… Read more »
The deadline for a scholarship for Colorado teens whose parent or parents have been hurt in an on-the-job accident is coming up soon.
A new transportation system specifically designed for disabled Medicaid patients to get to medical appointments has been a flop thus far.